SECURE PERSONAL OVERDRFAFT

to meet urgent costs such as weddings, school fees, funerals, title bestowments and similar expenses

 

Features & Benefits

  • Amount: Minimum $1,000 | Maximum amount limited to source of clearance

  • Term: Maximum of 60 days

  • a defined and time-bounded clearance source must be provided

 

Interest Rates

  • No interest rates

 

Fees

  • LAF 2%

 

Opening Requirements

Supporting Documentation Checklist

Please provide the following information depending on your circumstances

  • ​Salary/Wage earners

- last 3 payslips

- letter from your employer stating your annual gross salary and details of any deductions

  • Self Employed

- previous 3 years of accountant prepared financial statements

  • Rental Income

- a copy of the lease agreement

- a copy of the bank statement (12 months) showing receipt of rental payment

  • All applicants

- last 12-month bank statements of any account being refinanced/repaid from the current request

  • For property purchases

- a copy of the signed and dated Purchase and Sale Agreement

  • For loans secured by real estate

- full property description (lot/plan No's etc)

  • For loans secured by guarantees

- signed application form from the guarantor(s)

  • Photo Identification

- please provide a recent passport size photo of all borrowers and guarantors

Important Documents

  • Secure Personal OVD Terms & Conditions

  • Personal Banking Terms & Conditions

Call or Email for more info

Phone: +685 26766
Email: bcbanking@nbsamoa.com