Secure Personal OVD

SECURE PERSONAL OVERDRFAFT

to meet urgent costs such as weddings, school fees, funerals, title bestowments and similar expenses

F&B

Features & Benefits

Amount: Minimum $1,000 | Maximum amount limited to source of clearance
Term: Maximum of 60 days
a defined and time-bounded clearance source must be provided

Interest Rates

No interest rates

Fees

LAF 2%

Opening Requirements

Supporting Documentation Checklist

Please provide the following information depending on your circumstances

Salary/Wage earners

- last 3 payslips

- letter from your employer stating your annual gross salary and details of any deductions

Self Employed

- previous 3 years of accountant prepared financial statements

Rental Income

- a copy of the lease agreement

- a copy of the bank statement (12 months) showing receipt of rental payment

All applicants

- last 12-month bank statements of any account being refinanced/repaid from the current request

For property purchases

- a copy of the signed and dated Purchase and Sale Agreement

For loans secured by real estate

- full property description (lot/plan No's etc)

For loans secured by guarantees

- signed application form from the guarantor(s)

Photo Identification

- please provide a recent passport size photo of all borrowers and guarantors