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SMALL LOAN

This product is to meet urgent costs such as weddings, school fees, funerals, title bestowments, and similar expenses.

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UNSECURE PERSONAL LOAN

Any worthwhile legal purpose including purchasing a motor vehicle for own use, travel, medical treatment, etc.

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SECURE PERSONAL LOAN

Any worthwhile legal purpose including purchasing a motor vehicle for own use, travel, medical treatment, etc.

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PERSONAL TEMPORARY OVERDRAFT

Any worthwhile legal purpose including purchasing a motor vehicle for own use, travel, medical treatment, etc.

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HOUSING LOAN

To allow applicants to purchase an established home for their own occupation, construct a house on their own land for their own occupation, purchase vacant residential land, or complete renovations/improvements to an existing own house property.

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Applying for a Small Loan?

Talk to our Lending Department on how to apply.

call +685 26766 or email bcbanking@nbsamoa.com

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James Failautusi

Personal - Small Loan Officer

How to get started?

  1. Confirm eligibility requirements: Confirm the bank’s eligibility and age requirements for opening a savings or cheque account.

    For example, you usually need to be at least 18 years old to open a checking account and some banks may require a parent or guardian to be part of the process of opening a student checking account. If you are applying for a joint checking account with another person, some banks require both people to be present with their necessary documents.

  2. Start the application at your bank: Visit the local branch or online site to learn more about their application process and to access their application.

  3. Choose the right accounts for you: During the application process, you can usually specify what types of products you’d like, such as a cheque account, savings account, or both.

  4. Read over your account materials: Once you have been approved and your bank account is open, you can request a debit card.

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